If you’ve recently applied for a Transave loan you may have been asked to share certain bank account information through Open Banking. Open Banking is a term used to describe a set of technologies and standards which allow you to safely and securely share your banking transactions with a regulated third-party provider such as Transave. […]
We all know that saving regularly can make a huge contribution to our financial wellbeing. But if it can also appear a tiny bit tedious at times then the chances are that you’re not setting up enough individual savings goals. Naming a savings goal with a timescale is a good start and can provide the […]
Saving regularly is one of the most important things you can do to improve your financial resilience because savings will provide a cushion if you have unexpected expenses or experience a reduction in earnings. But what should your savings goal look like? As a minimum requirement most financial experts suggest setting up an emergency savings […]
Most people save too little, and unknowingly spend too much. The 50/30/20 rule for budgeting is a way to become more aware of your financial habits and limit overspending and under-saving (by spending less on the things that don’t matter to you, you can save more for the things that do). Because this is just […]
What sort of relationship do you have with your money? If the relationship is long distance then there’s a real danger that you will never get on top of your finances. Instead, why not beat the fear by getting organised and creating a budget to see your money situation more clearly? Creating a budget will […]
It’s an easy scenario to imagine. You urgently need to borrow funds and a quick search online brings up loan ads with headlines like ‘Cash paid in 10 minutes, no credit history required’, so you apply and in no time at all the funds are in your bank. So problem solved? Well yes and no. […]
