Most people save too little, and unknowingly spend too much. The 50/30/20 rule for budgeting is a way to become more aware of your financial habits and limit overspending and under-saving (by spending less on the things that don’t matter to you, you can save more for the things that do). Because this is just […]
What sort of relationship do you have with your money? If the relationship is long distance then there’s a real danger that you will never get on top of your finances. Instead, why not beat the fear by getting organised and creating a budget to see your money situation more clearly? Creating a budget will […]
It’s an easy scenario to imagine. You urgently need to borrow funds and a quick search online brings up loan ads with headlines like ‘Cash paid in 10 minutes, no credit history required’, so you apply and in no time at all the funds are in your bank. So problem solved? Well yes and no. […]
If you find that a finance company refuses you credit it’s almost certainly because of a poor credit score. Yet despite this 49% of UK adults* have never attempted to access their credit reports and have no idea about what their credit score might be or how to improve it. The good news is that […]
The death of a loved one is hard enough without having to worry about how you’ll pay for their funeral. But this is the unfortunate reality for many people as the average cost of a UK funeral is now £4,417, a 3.4 % rise on the previous year. And according to the annual Sun Life […]
Transave has launched a new ‘matched’ APR rate of 5% for personal loans. The new rate is available to members who are looking to borrow an amount up to but not exceeding the maximum amount of their savings. Members will then be able to continue to build their savings and attract a dividend whilst they […]
